/* ============================================
HARD MONEY LOANS GUY — Brand Stylesheet
Colors: #111111 (black), #F7FF00 (yellow), #FFFFFF (white)
Fonts: Anton (headlines), Inter (body)
Ratio: 80% black, 15% white, 5% yellow
============================================ */

@import url('https://fonts.googleapis.com/css2?family=Anton&family=Inter:wght@400;500;600;700&display=swap');

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; }

:root {
  --black: #111111;
  --dark-gray: #2A2A2A;
  --light-gray: #B5B5B5;
  --white: #FFFFFF;
  --yellow: #F7FF00;
  --green: #31FF76;
  --font-headline: 'Anton', sans-serif;
  --font-body: 'Inter', sans-serif;
  --max-width: 1100px;
  --section-pad: 80px 24px;
}

html { font-size: 16px; scroll-behavior: smooth; }

body {
  background-color: var(--black);
  color: var(--white);
  font-family: var(--font-body);
  font-size: 1rem;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

h1 {
  font-family: var(--font-headline);
  text-transform: uppercase;
  line-height: 1.05;
  letter-spacing: 0.01em;
  font-size: clamp(2.8rem, 6vw, 5rem);
  color: var(--white);
}

h2, h3, h4 {
  font-family: var(--font-body);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  color: var(--white);
}

h2 { font-size: clamp(1.8rem, 3.5vw, 2.8rem); color: var(--yellow) !important; }
h3 { font-size: clamp(1.2rem, 2.5vw, 1.8rem); }
h4 { font-size: 1.1rem; color: var(--yellow); }

p { font-size: 1rem; color: var(--light-gray); line-height: 1.7; }
p + p { margin-top: 1rem; }
strong { color: var(--white); font-weight: 700; }
.accent { color: var(--yellow); }

.container { max-width: var(--max-width); margin: 0 auto; padding: 0 24px; }

/* ============================================
   SECTION WRAPPERS
============================================ */
.section { padding: var(--section-pad); }
.section--alt { background-color: var(--dark-gray); }
.section-divider { border: none; border-top: 1px solid var(--dark-gray); margin: 0; }
.section-label {
  display: inline-block;
  font-size: 0.7rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--yellow);
  margin-bottom: 12px;
}
.text-center { text-align: center; }
.mb-4 { margin-bottom: 1rem; }

/* ============================================
   NAV — use .site-nav, NOT bare nav/header
============================================ */
.site-nav {
  background-color: var(--black);
  border-bottom: 1px solid var(--dark-gray);
  position: sticky;
  top: 0;
  z-index: 200;
}

.nav-inner {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 68px;
}

.nav-logo { font-family: var(--font-headline); font-size: 1.2rem; color: var(--white); text-transform: uppercase; letter-spacing: 0.05em; }
.nav-logo img { height: 56px; width: auto; }

.nav-links { display: flex; align-items: center; gap: 32px; }
.nav-links a { font-family: var(--font-body); font-size: 0.875rem; font-weight: 500; color: var(--light-gray); text-transform: uppercase; letter-spacing: 0.08em; transition: color 0.15s; }
.nav-links a:hover { color: var(--white); }

.nav-cta { background-color: var(--yellow) !important; color: var(--black) !important; padding: 10px 20px; font-weight: 700 !important; font-size: 0.875rem !important; }
.nav-cta:hover { background-color: var(--white) !important; }

.nav-hamburger { display: none; background: none; border: none; cursor: pointer; padding: 4px; }
.nav-hamburger span { display: block; width: 24px; height: 2px; background: var(--white); margin: 5px 0; transition: all 0.3s; }

/* Mobile drawer — hidden by default, shown when JS adds .open */
.nav-drawer {
  display: none;
  flex-direction: column;
  gap: 0;
  background-color: var(--black);
  border-bottom: 1px solid var(--dark-gray);
  padding: 20px 24px;
  position: sticky;
  top: 68px;
  z-index: 199;
}
.nav-drawer.open { display: flex; }
.nav-drawer a {
  font-family: var(--font-body);
  font-size: 0.9rem;
  font-weight: 500;
  color: var(--light-gray);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  padding: 12px 0;
  border-bottom: 1px solid var(--dark-gray);
  transition: color 0.15s;
}
.nav-drawer a:last-child { border-bottom: none; }
.nav-drawer a:hover { color: var(--white); }
.nav-drawer .btn { margin-top: 12px; text-align: center; }

/* ============================================
   BUTTONS
============================================ */
.btn { display: inline-block; font-family: var(--font-headline); font-size: 1rem; text-transform: uppercase; letter-spacing: 0.05em; padding: 14px 28px; border: none; cursor: pointer; transition: all 0.15s; text-align: center; }
.btn-primary { background-color: var(--yellow); color: var(--black); }
.btn-primary:hover { background-color: var(--white); color: var(--black); }
.btn-secondary { background-color: transparent; color: var(--white); border: 2px solid var(--white); }
.btn-secondary:hover { background-color: var(--white); color: var(--black); }
.btn-outline-light { background-color: transparent; color: var(--white); border: 2px solid rgba(255,255,255,0.4); }
.btn-outline-light:hover { border-color: var(--white); background-color: var(--white); color: var(--black); }
.btn-lg { padding: 18px 36px; font-size: 1.1rem; }
.btn-sm { padding: 9px 18px; font-size: 0.85rem; }

/* ============================================
   HERO
============================================ */
.hero { background-color: var(--black); padding: 100px 24px 80px; border-bottom: 1px solid var(--dark-gray); text-align: center; }
.hero h1 { margin-bottom: 24px; max-width: 900px; margin-left: auto; margin-right: auto; }
.hero h1 .accent { color: var(--yellow); }
.hero-eyebrow { display: none; } /* deleted from HTML; hiding as safety net */
.lead { font-size: clamp(1rem, 1.5vw, 1.25rem); color: var(--light-gray); max-width: 620px; margin: 0 auto; line-height: 1.6; }
.hero-support { font-size: 0.875rem; color: var(--light-gray); margin-bottom: 40px; opacity: 0.7; }
.hero-actions { display: flex; gap: 16px; flex-wrap: wrap; align-items: center; justify-content: center; }

/* ============================================
   SECTION HEADINGS
============================================ */
.section-heading { margin-bottom: 48px; }
.section-heading h2 { margin-bottom: 12px; }
.section-heading p { font-size: 1.1rem; max-width: 600px; }

/* ============================================
   LOAN CARDS / CARD GRID
============================================ */
.card-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 2px;
  background-color: var(--dark-gray);
}

.card-grid--2 { grid-template-columns: repeat(2, 1fr); }
.card-grid--3 { grid-template-columns: repeat(3, 1fr); }

.loan-card {
  background-color: var(--black);
  border: 1px solid var(--dark-gray);
  padding: 36px 32px;
  display: flex;
  flex-direction: column;
  transition: border-color 0.15s;
}

.loan-card:hover {
  border-color: var(--yellow);
}

.loan-card h3 {
  font-size: 1.5rem;
  margin-bottom: 12px;
  color: var(--white);
}

.loan-card .loan-meta,
.loan-card .product-stats {
  font-size: 0.78rem;
  color: var(--yellow);
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-bottom: 16px;
  padding-bottom: 16px;
  border-bottom: 1px solid var(--dark-gray);
}

.loan-card p {
  font-size: 0.9rem;
  color: var(--light-gray);
  line-height: 1.6;
  flex-grow: 1;
  margin-bottom: 24px;
}

.loan-card .btn,
.loan-card a.btn {
  display: inline-block;
  align-self: flex-start;
  background-color: transparent;
  border: 1px solid var(--yellow);
  color: var(--yellow);
  font-family: var(--font-headline);
  font-size: 0.85rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  padding: 10px 20px;
  transition: all 0.15s;
  margin-top: auto;
}

.loan-card .btn:hover,
.loan-card a.btn:hover {
  background-color: var(--yellow);
  color: var(--black);
}

/* Loan meta table */
.loan-meta { display: grid; gap: 0; border-top: 1px solid var(--dark-gray); margin-top: 16px; }
.loan-meta-item { display: flex; justify-content: space-between; align-items: center; padding: 8px 0; border-bottom: 1px solid var(--dark-gray); gap: 12px; }
.loan-meta-label { font-size: 0.75rem; color: var(--light-gray); text-transform: uppercase; letter-spacing: 0.08em; font-weight: 500; }
.loan-meta-value { font-size: 0.85rem; color: var(--white); font-weight: 600; text-align: right; }

/* ============================================
   WHY CARDS (formerly .why-item)
============================================ */
.why-card { background-color: var(--black); padding: 40px 32px; }
.why-card h3 { font-size: 1.3rem; margin-bottom: 16px; color: var(--yellow); }
.why-card p { font-size: 0.95rem; }
/* keep .why-item as alias for any pages not yet updated */
.why-item { background-color: var(--black); padding: 40px 32px; }
.why-item h3 { font-size: 1.3rem; margin-bottom: 16px; color: var(--yellow); }
.why-item p { font-size: 0.95rem; }

/* ============================================
   DEAL BLOCK / EXAMPLE DEAL
============================================ */
.deal-block,
.deal-section,
section.deal,
[class*="deal"] {
  background-color: var(--black) !important;
}

.deal-block { padding: 40px; max-width: 720px; }

.deal-block .deal-label,
[class*="deal"] .label {
  font-family: var(--font-body);
  font-weight: 500;
  font-size: 0.72rem;
  letter-spacing: 0.12em;
  color: var(--light-gray);
}
.deal-block .deal-value { font-family: var(--font-headline); font-size: 1.5rem; color: var(--white); margin-bottom: 16px; }
.deal-numbers { display: grid; grid-template-columns: repeat(2, 1fr); gap: 24px; margin: 24px 0; padding: 24px 0; border-top: 1px solid var(--black); border-bottom: 1px solid var(--black); }
.deal-number .label { font-size: 0.75rem; color: var(--light-gray); text-transform: uppercase; letter-spacing: 0.08em; }
.deal-number .value { font-family: var(--font-headline); font-size: 1.6rem; color: var(--white); }
.deal-number .value.green { color: var(--green); }
.deal-oneliner { font-size: 0.9rem; color: var(--light-gray); font-style: italic; margin-top: 16px; }

/* Example deal layout (index.html) */
.example-deal { max-width: 800px; }
.deal-grid { display: grid; gap: 0; border-top: 1px solid var(--dark-gray); }
.deal-item { display: flex; justify-content: space-between; align-items: center; padding: 12px 0; border-bottom: 1px solid var(--dark-gray); gap: 16px; }
.deal-label { font-size: 0.75rem; text-transform: uppercase; letter-spacing: 0.08em; color: var(--light-gray); font-weight: 500; flex-shrink: 0; }
.deal-value { font-size: 0.9rem; color: var(--white); font-weight: 600; text-align: right; }
.deal-outcome { margin-top: 32px; padding: 24px; background-color: var(--dark-gray); }
.deal-outcome p { margin-top: 12px; font-size: 0.95rem; }

/* ============================================
   MARKETS
============================================ */
.markets-section { background-color: var(--dark-gray); }
.states-list { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 16px; }
.state-tag { background-color: var(--black); color: var(--white); font-size: 0.8rem; font-weight: 600; text-transform: uppercase; letter-spacing: 0.05em; padding: 6px 12px; }
.states-label { font-size: 0.75rem; color: var(--yellow); text-transform: uppercase; letter-spacing: 0.1em; margin-bottom: 8px; margin-top: 24px; font-weight: 700; }

/* ============================================
   CTA SECTION (formerly .cta-block)
============================================ */
.cta-section { background-color: var(--dark-gray); padding: 64px 40px; text-align: center; }
.cta-section h2 { margin-bottom: 16px; }
.cta-section p { max-width: 560px; margin: 0 auto 32px; font-size: 1.05rem; }
.cta-actions { display: flex; gap: 16px; flex-wrap: wrap; justify-content: center; align-items: center; }

/* ============================================
   FORM
============================================ */
.form-section { background-color: var(--black); padding: var(--section-pad); }
.form-wrap { max-width: 640px; }
.form-heading { font-family: var(--font-headline); font-size: 1.8rem; text-transform: uppercase; margin-bottom: 32px; color: var(--white); }
.form-group { margin-bottom: 20px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form-submit { margin-top: 8px; }
.form-submit .btn, .btn.form-submit { width: 100%; font-size: 1.1rem; padding: 16px; }
.form-note, .form-disclaimer { font-size: 0.8rem; color: var(--light-gray); margin-top: 12px; text-align: center; line-height: 1.5; }

label { display: block; font-size: 0.8rem; font-weight: 600; text-transform: uppercase; letter-spacing: 0.08em; color: var(--light-gray); margin-bottom: 6px; }

input[type="text"], input[type="email"], input[type="tel"],
input[type="number"], select, textarea {
  width: 100%;
  background-color: var(--dark-gray);
  border: 1px solid #3a3a3a;
  color: var(--white);
  font-family: var(--font-body);
  font-size: 1rem;
  padding: 12px 16px;
  outline: none;
  transition: border-color 0.15s;
  -webkit-appearance: none;
  appearance: none;
}

input:focus, select:focus, textarea:focus { border-color: var(--yellow); }
input::placeholder, textarea::placeholder { color: #555; }
select { background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%23B5B5B5' stroke-width='1.5' fill='none'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 14px center; padding-right: 36px; cursor: pointer; }
select option { background-color: var(--dark-gray); }
textarea { min-height: 120px; resize: vertical; }

/* Form alerts */
.alert { padding: 12px 16px; margin-bottom: 16px; font-size: 0.9rem; border-left: 3px solid; }
.alert-success { background-color: rgba(49,255,118,0.1); border-color: var(--green); color: var(--green); }
.alert-error { background-color: rgba(255,80,80,0.1); border-color: #ff5050; color: #ff8080; }

/* ============================================
   FAQ
============================================ */
.faq-section-title { font-family: var(--font-headline); font-size: 1rem; text-transform: uppercase; letter-spacing: 0.1em; color: var(--yellow); padding: 16px 0; border-bottom: 1px solid var(--dark-gray); margin-bottom: 8px; margin-top: 40px; }
.faq-item { border-bottom: 1px solid var(--dark-gray); }
.faq-question { width: 100%; background: none; border: none; text-align: left; padding: 20px 0; font-family: var(--font-body); font-size: 1rem; font-weight: 600; color: var(--white); cursor: pointer; display: flex; justify-content: space-between; align-items: center; gap: 16px; }
.faq-question:hover { color: var(--yellow); }
.faq-icon { flex-shrink: 0; width: 20px; height: 20px; border: 1px solid var(--light-gray); display: flex; align-items: center; justify-content: center; font-size: 1.1rem; color: var(--light-gray); transition: all 0.15s; }
.faq-answer { display: none; padding: 0 0 20px; color: var(--light-gray); font-size: 0.95rem; line-height: 1.7; max-width: 720px; }
.faq-item.open .faq-answer { display: block; }
.faq-item.open .faq-icon { border-color: var(--yellow); color: var(--yellow); }

/* ============================================
   HOW IT WORKS — STEPS
============================================ */
.steps-list { counter-reset: steps; }
.step-item { display: grid; grid-template-columns: 80px 1fr; gap: 24px; padding: 40px 0; border-bottom: 1px solid var(--dark-gray); }
.step-number { font-family: var(--font-headline); font-size: 3rem; color: var(--dark-gray); line-height: 1; }
.step-timeline { font-size: 0.75rem; color: var(--yellow); text-transform: uppercase; letter-spacing: 0.1em; font-weight: 600; margin-bottom: 8px; }
.step-item h3 { margin-bottom: 12px; }
.step-list { margin-top: 16px; padding-left: 0; }
.step-list li { font-size: 0.9rem; color: var(--light-gray); padding: 4px 0 4px 16px; position: relative; }
.step-list li::before { content: '—'; position: absolute; left: 0; color: var(--yellow); }

/* ============================================
   ABOUT
============================================ */
.about-body { max-width: 680px; }
.about-body p { font-size: 1.05rem; color: var(--light-gray); margin-bottom: 1.5rem; line-height: 1.8; }
.credentials-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 2px; background-color: var(--dark-gray); margin-top: 48px; }
.credential-item { background-color: var(--black); padding: 24px; }
.credential-item .cred-label { font-size: 0.7rem; color: var(--yellow); text-transform: uppercase; letter-spacing: 0.1em; font-weight: 700; margin-bottom: 4px; }
.credential-item .cred-value { font-size: 0.95rem; color: var(--white); font-weight: 500; }

/* ============================================
   FOOTER (use .site-footer, .footer-links, etc.)
============================================ */
footer, .site-footer {
  background-color: var(--dark-gray);
  border-top: 1px solid #333;
  padding: 48px 24px 32px;
}
.footer-inner { max-width: var(--max-width); margin: 0 auto; }
.footer-top { display: flex; justify-content: space-between; align-items: flex-start; flex-wrap: wrap; gap: 32px; margin-bottom: 40px; }
.footer-brand { font-family: var(--font-headline); font-size: 1.1rem; color: var(--white); text-transform: uppercase; }
.footer-brand img { height: 36px; width: auto; }
/* alias .footer-logo for any pages not yet updated */
.footer-logo { font-family: var(--font-headline); font-size: 1.1rem; color: var(--white); text-transform: uppercase; }
.footer-logo img { height: 36px; width: auto; }

.footer-links { display: flex; flex-wrap: wrap; gap: 16px 32px; }
.footer-links a { font-family: var(--font-body); font-size: 0.875rem; font-weight: 500; color: var(--light-gray); text-transform: uppercase; letter-spacing: 0.08em; transition: color 0.15s; }
.footer-links a:hover { color: var(--white); }
/* alias .footer-nav */
.footer-nav { display: flex; flex-wrap: wrap; gap: 16px 32px; }
.footer-nav a { font-family: var(--font-body); font-size: 0.875rem; font-weight: 500; color: var(--light-gray); text-transform: uppercase; letter-spacing: 0.08em; transition: color 0.15s; }
.footer-nav a:hover { color: var(--white); }

.footer-bottom { border-top: 1px solid #333; padding-top: 24px; display: flex; flex-direction: column; gap: 8px; }
.footer-legal, .footer-disclaimer { font-size: 0.75rem; color: #555; line-height: 1.6; max-width: 760px; }
.footer-legal a, .footer-disclaimer a { color: #777; }
.footer-legal a:hover, .footer-disclaimer a:hover { color: var(--light-gray); }
.footer-copy, .footer-copyright { font-size: 0.75rem; color: #444; }

/* ============================================
   UTILITIES
============================================ */
.text-yellow { color: var(--yellow); }
.text-white { color: var(--white); }
.text-gray { color: var(--light-gray); }
.bg-dark { background-color: var(--dark-gray); }
.mt-8 { margin-top: 8px; }
.mt-16 { margin-top: 16px; }
.mt-24 { margin-top: 24px; }
.mt-40 { margin-top: 40px; }
.mb-8 { margin-bottom: 8px; }
.mb-16 { margin-bottom: 16px; }
.mb-24 { margin-bottom: 24px; }
.mb-40 { margin-bottom: 40px; }

/* ============================================
   MOBILE (≤768px)
============================================ */
@media (max-width: 768px) {
  :root { --section-pad: 56px 20px; }
  h1 { font-size: 2.6rem; }
  h2 { font-size: 1.8rem; }

  /* Hide desktop links, show hamburger */
  .nav-links { display: none; }
  .nav-hamburger { display: block; }

  /* Card grids collapse to single column */
  .card-grid--2, .card-grid--3 { grid-template-columns: 1fr; }
  .card-grid { grid-template-columns: 1fr; }

  /* Legacy grid aliases */
  .why-grid { grid-template-columns: 1fr; }
  .deal-numbers { grid-template-columns: 1fr; }
  .step-item { grid-template-columns: 1fr; }
  .step-number { font-size: 2rem; }

  .hero { padding: 64px 20px 56px; }
  .hero-actions { flex-direction: column; align-items: stretch; }
  .btn { width: 100%; text-align: center; }

  .cta-section { padding: 48px 24px; }
  .deal-block { padding: 28px 20px; }
  .footer-top { flex-direction: column; }
  .footer-links { gap: 12px 20px; }
  .footer-nav { gap: 12px 20px; }

  .form-row { grid-template-columns: 1fr; }

  .cta-actions { flex-direction: column; align-items: stretch; }
}

/* Text alignment and content flow */
.content-body p,
.content-main p,
.content-right p,
.page-content p,
section p,
.hero-subhead,
.subhead {
  margin-left: 0 !important;
  padding-left: 0 !important;
  max-width: 720px;
}

.container > * {
  margin-left: 0 !important;
  padding-left: 0 !important;
}

/* Left align all content */
section p,
section h1,
section h2,
section h3,
.hero-subhead,
.subhead,
.intro,
.page-intro,
.hero .container {
  text-align: left !important;
}

.hero-ctas,
.cta-buttons,
.page-ctas {
  justify-content: flex-start !important;
  text-align: left !important;
}

/* Footer legal text styling */
.footer-legal,
.footer-legal p,
.footer-copyright,
footer p,
footer small {
  text-transform: none !important;
  font-family: var(--font-body) !important;
  font-weight: 400;
  font-size: 0.75rem;
  color: #555555;
  line-height: 1.6;
}

/* Hide all eyebrow/section labels */
.section-label,
.eyebrow,
.section-eyebrow,
.label-eyebrow,
[class*="eyebrow"],
[class*="section-label"],
[class*="section-tag"] {
  display: none !important;
}