I lend my own capital. You get the decision maker on the call. Same-day yes or no. Close in 5 to 10 business days.
Fix-and-flip, bridge, and EMD loans for real estate investors. 13 active states.
For investors buying, rehabbing, and reselling. I cover the acquisition and the full rehab budget. You bring the contractor and the exit plan.
Apply NowShort-term capital to bridge a gap, hold a property, or move on an opportunity before your current asset exits.
Apply NowEarnest money deposit funding for time-sensitive contracts. Move faster than your competition without tying up your own cash.
Apply NowI fund the A-to-B leg so wholesalers can close both transactions on the same day without a capital gap.
Apply NowIf you're holding a stabilized rental and the numbers work, I do DSCR. Not my focus product, but it's on the table.
Apply NowI don't broker your deal to an institutional fund. I lend my own capital. The person you talk to is the person who says yes or no. There is no committee, no chain, no middleman.
Most hard money lenders run your scenario up a chain and call you back in three days. Send me the deal. I give you an answer the same day. Usually within hours.
I've closed in 5 business days. My record is 3. Speed happens when there is no committee and no broker in the chain. My fastest close beat a competing term sheet by two weeks.
The borrower had 2 prior flips. The deal penciled. We closed.
Most new flippers think they don't qualify. Most of the time they're wrong. I fund operators with zero, one, or two prior deals every month. What I'm underwriting is the deal, not how many you've done. If your numbers work, I'll tell you. If they don't, I'll tell you that too. Send me the scenario.
I lend in 13 active states. If your deal is in one of them, send it. Florida deals, click here.
Texas · Florida · Tennessee · Georgia · Alabama · Arkansas · Arizona · Colorado · Virginia · Utah · Idaho · Missouri · North Carolina
Ohio · Indiana · Wisconsin · Michigan · Kentucky
Evaluated on deal merits. Send it and I'll give you a straight answer.
NY · NJ · IL · MA · CT · VT · ME · DE · MD · NM
Property address, purchase price, estimated rehab budget, and your exit strategy. That is enough to get started. I will reply the same day with a yes, a no, or a term sheet.