SEND ME THE DEAL.
I lend my own capital.
Same-day yes or no.
Close in 5 to 10 business days.
Fix-and-flip, bridge, and EMD loans.
I lend my own capital.
Same-day yes or no.
Close in 5 to 10 business days.
Fix-and-flip, bridge, and EMD loans.
No committee. No appraisal. I run the numbers myself and respond the same day.
Submit Deal
Address, price, rehab scope, exit. Takes two minutes.
24-Hour Review
I run the numbers internally. Same-day answer, no committee.
Term Sheet
Rate, points, term, draw schedule. Everything in writing.
Close
Title, wire, funded. As fast as 5 business days.
See the full process, document checklist, and draw schedule →
Real deals. Real numbers. No stock photos, no made-up quotes.
Guy moved faster than every other lender we approached. Term sheet same day. Wire 7 days later. We've done 4 deals with him since.
Had a DSCR refi in progress but needed to close before it landed. HMLG bridged it without blinking. No runaround, just a term sheet and a wire.
Had the property under contract Friday. EMD funded Sunday. We closed 28 days later. This is how you move faster than retail buyers.
No testimonials. Just closed deals.
I don't broker your deal to an institutional fund. I lend my own capital. The person you talk to is the person who says yes or no. There is no committee, no chain, no middleman.
Most hard money lenders run your scenario up a chain and call you back in three days. Send me the deal. I give you an answer the same day. Usually within hours.
I've closed in 5 business days. My record is 3. Speed happens when there is no committee and no broker in the chain. My fastest close beat a competing term sheet by two weeks.
Most new flippers think they don't qualify. Most of the time they're wrong. I fund operators with zero, one, or two prior deals every month. What I'm underwriting is the deal, not how many you've done. If your numbers work, I'll tell you. If they don't, I'll tell you that too. Send me the scenario.
I lend in 13 active states. If your deal is in one of them, send it. Florida deals, click here.
Texas · Florida · Tennessee · Georgia · Alabama · Arkansas · Arizona · Colorado · Virginia · Utah · Idaho · Missouri · North Carolina
Ohio · Indiana · Wisconsin · Michigan · Kentucky
Evaluated on deal merits. Send it and I'll give you a straight answer.
NY · NJ · IL · MA · CT · VT · ME · DE · MD · NM
Property address, purchase price, estimated rehab budget, and your exit strategy. That is enough to get started. I will reply the same day with a yes, a no, or a term sheet.
