Process Overview

How It Works

From offer accepted to wire in as few as 5 business days. No surprises. No committee. Here is every step.

1
Day 1

Send Me the Deal

Email or submit the form with the property address, your purchase price, the rehab scope, and your exit plan. A deal summary is enough to start. You'll get a response the same day.

What to send: Property address  ·  Purchase price  ·  Estimated rehab budget  ·  Exit plan and timeline
2
Same day, usually within hours

Same-Day Answer

I review the deal, pull comps, and give you a straight answer. Yes with terms. No with a reason. Or a question if something's missing. I don't ghost on deal submissions.

3
Day 1 to 2

Term Sheet

You get a written term sheet with loan amount, rate, points, term, draw schedule, and all fees. Everything that matters is in it.

Term sheet includes: Loan amount  ·  Interest rate (IO)  ·  Origination points  ·  Term length  ·  Draw schedule structure  ·  Maturity date  ·  Extension terms
4
Days 3 to 7

Due Diligence and Title

You open title. I order appraisal or BPO. I tell you upfront what I need.

Documents needed: Signed purchase contract  ·  Contractor scope and bid  ·  Homeowner's insurance binder  ·  Proof of funds for down payment  ·  State-issued ID  ·  LLC operating agreement (if applicable)
5
Day 5 to 10

Close and Fund

Title coordinates closing docs. I wire funds directly to title company. You sign, they disburse, you get the keys.

How Rehab Draws Work

The rehab budget is not released at closing. It is released as work is completed.

You don't pay interest on undrawn rehab funds.

Planning Your Exit

60 to 90 days before maturity, I help you line up the refinance or confirm your sales timeline. Included, no extra cost.

Most operators don't think about their exit until the maturity notice hits. I start the conversation early so there's no pressure and no surprises at the end of the term.

Ready to move?

Submit your deal and get a same-day answer.