Apply for a Loan

Tell me about your deal. I will give you an answer the same day.

I lend my own capital. When you submit this form, it comes directly to me. No committee, no broker, no 21 day review. Send me the deal and I will tell you where I stand.

What I Fund

Fix and Flip

For investors buying, rehabbing, and reselling single family and small multifamily. Your contractor, your scope, your timeline. I fund the deal and release draws as work is completed.

Amount$75K to $500K
Purchase85% of purchase price
Rehab100% of rehab budget
ARV Cap70% ARV
Term6 to 18 months IO
Close5 to 10 business days

New operators welcome. Active in FL, TX, GA, TN, AL, AR, AZ, CO, VA, UT, ID, MO, NC.

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Bridge Loan

Short term capital when you need to move before a longer term solution is in place. Acquisition bridge, hold period, gap between sale and refi. No draw schedule. Money at closing in full.

LeverageUp to 70% LTV
Term3 to 12 months IO
Close7 business days
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EMD Funding

You go under contract. You need the earnest money in the next few days. EMD funding covers the deposit and frees your capital for the deal itself.

Amount$5K to $100K
Term30 to 90 days
Funding Speed48 to 72 hours
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Double Closing

I fund the A to B leg. The B to C proceeds pay back the A to B loan at the second closing table. No holding costs, no gap risk.

StructureA to B and B to C same day
Close5 to 7 business days
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DSCR

If you are holding a stabilized rental and the numbers work, I do DSCR. Not my focus product, but it is on the table when the deal fits.

Use CaseWhen the deal fits
AssetStabilized rentals
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Tell Me About Your Deal

Submit this and it comes directly to me. Not a loan officer. Me.

What work is planned? What does the budget cover? Two to three sentences minimum.

Fix and flip or investment property projects completed.

I respond the same day. If your deal works, you will have a term sheet within 24 hours.

Submission of this form does not constitute a loan commitment. All loans are subject to underwriting approval. Terms vary based on transaction details.